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First Time Home Buying

Buying your first home is a big step, but it doesn't have to be a scary one. The more you know about the home buying process, the more confident you'll feel about making these important decisions that will shape your future.

Let us help you buy your first home. If you are a first time home buyer or have not owned property in the last three years, our First Time Home Buyer Program is specifically designed for you. Enjoy savings with low down payment options and no origination fees or points.*  We also offer loan options that require no down payment.

Check out our blog with helpful articles on buying a home and the mortgage process.


*Other fees and requirements may apply. Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change. Offer is available for a limited time and is subject to end without notice.   

  • The Home Buying Process

    Your first home is a big step. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home buying and ownership experience.

  • Calculators

    Buy or Rent? Fixed rate loan or variable? For how many years should we finance? Our wide range of calculators can help you answer these and many others.

  • Your Credit History

    A good way to start your search for the mortgage that's right for you is by reviewing your credit profile.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply